Using Target Visa Gift Cards for Gas — Pump vs. Inside (2025)

Hundreds of comments complain “No Authorisation” at the fuel pump, yet the same card works fine at McDonald’s. The culprit is the giant pre-hold. Follow these pump-proof strategies and you’ll never be stranded.

1 – Understand the Hold

Most chains authorise $125–$175 at the moment you insert the card. If your balance is lower, the pump aborts.

2 – Pump B Hold Table (2025)

BrandHoldWork-Around
Shell$125Pre-pay inside
Costco$150Members must pre-pay
Love’s$175Inside kiosk

3 – Split-Pay Trick

  1. Ask cashier to run your exact balance first.
  2. Swipe second card (or cash) for the remainder.

4 – Timeline for Hold Release

Target Gift Card issuer releases unused fuel auths within 2–4 hours—much faster than most banks. Check MyBalanceNow for the pending line disappearing.

Verified data June 2025.