You cancelled an eBay order, or Amazon issued a partial refund, but the dollars haven’t re-appeared on your Target Visa Gift Card. Don’t worry—refunds follow a predictable path. Below is the 2025 day-by-day timeline plus tips to speed things up.
Table of Contents
- Refund Flow Explained
- Merchant Return Window
- Issuer Posting Window
- How to Check Pending Credits
- When to File a Dispute
1 – Refund Flow
Day 0: Merchant sends Reversal code to Visa.
Day 1–3: Visa routes to issuer (Target Gift Card bank).
Day 3–7: Issuer posts the credit → balance rises.
2 – Merchant Side Deadlines
- Amazon, eBay: 24 h after cancellation.
- Walmart.com, Best Buy: close of next business day.
- Airlines & hotels: up to 7 days.
3 – Issuer SLA (Service Level Agreement)
Target Gift Card issuer posts incoming credits Monday-Saturday by 09:00 ET. Sundays run a single 18:00 ET batch.
4 – How to Check Pending Credits
- Log in to MyBalanceNow.
- Go to Transactions.
- Look for “RVS” (reversal) with a grey clock icon. Once it turns green, balance updates instantly.
5 – Still No Credit After 10 Days?
Call 800-544-2943 → option 4 (Dispute). Provide the merchant’s cancellation email and reversal reference. 99 % of investigations wrap in 48 h.
Last reviewed 16 Jun 2025.
