Hold vs. Lock vs. “Card Status: H” — Decode Every Target Gift Card Error Code

When you phone the IVR or peek at a declined slip, you’ll sometimes see cryptic status letters: **H, L, V, S.** This glossary breaks down each 2025 code, what triggers it, and how to clear it.

StatusMeaningWho Clears ItTypical Duration
HFraud hold (velocity)Auto24 h
LLost/Stolen lockIssuerPermanent until replaced
SSystem holdIssuerUp to 48 h
VVelocity exceedAuto24 h

How to Clear a Status H on Your Own

  1. Wait 24 hours without swiping.
  2. Assign ZIP on MyBalanceNow.
  3. Retry a small $1 charge (iTunes) before larger spends.

Data sourced from 2025 BIN bulletin.