When you visit the webpage of the Target Gift Card, i.e., MyBalanceNow at www.mybalancenow.com, you will realize that it is very easy to use and the interface can be used effortlessly. A user does not have any difficulty in accessing their account at this portal. That said, at times, a few users may come across issues getting past the login and have questions regarding the same. In addition to this, customers might also have complaints they wish to bring to the notice of the company. Therefore, to answer all their questions, Target and MyBalanceNow have designed these Frequently Asked Questions (FAQs) so that a customer could resolve their slight issued on their own. Moreover, a customer could always contact MyBalanceNow customer support. That said, here are some Frequently Asked Questions about www.mybalancenow.com:
Target Gift Card & MyBalanceNow – Frequently Asked Questions
Is the customer-support team at MyBalanceNow reliable?
Yes. Target’s gift-card support runs 24 / 7 at 1-800-698-4952.
Is there a mailing address for written inquiries?
Customer Care, PO Box 826, Fortson GA 31808.
I can’t log in – what’s wrong?
- Card expired → request free replacement.
- Wrong 16-digit number or CVV → re-enter carefully.
- Card just purchased → wait 10–15 min for activation.
How do I get a Target Gift Card?
Buy in store, on Target.com, in the Target app, or from select retailers.
How do I reload my card?
Any checkout lane, Guest Services, or inside the Target app (Apple Pay / Google Pay / debit).
What’s the official site to check balance?
Lost or damaged card – can I get a replacement?
Yes – call 1-800-544-2943 with your receipt or card number.
How long after purchase until the card is active?
Usually within 5–10 minutes; wait up to 30 min before contacting support.
Can I pay at gas-station pumps?
Yes, but pumps may place a temporary hold (up to $100) until the final amount settles.
Do reloads earn the RedCard 5 % discount?
Yes, if you reload using a Target RedCard inside the Target app.
Why do I see a $0 or $1 “pending” charge?
It’s a pre-authorisation to confirm the card is active; it disappears within 24 hours.
What are the min/max load amounts?
$5 minimum, $500 maximum per load (limits may vary by state).
Can I freeze the card if I misplace it?
Yes – log in at MyBalanceNow and choose Freeze Card.
Is there a MyBalanceNow mobile app?
No dedicated app; the web portal is mobile-friendly. Add it to your home screen for one-tap access.
Are there monthly or inactivity fees?
No. Retail gift cards are fee-free under the federal CARD Act.
Can two Target Gift Cards be combined into one?
No, but you can load both into Target Wallet and split payment.
Is there a fee to reload in store?
No. Only new physical cards have a one-time activation fee ($4–$6).
Can I use the card for a Target Circle Drive-Up / Order Pickup?
Yes – choose Gift Card during online checkout.
Does MyBalanceNow show declined transactions?
Only successful authorisations appear. For decline reasons call 1-800-544-2943.
Can I withdraw cash at an ATM?
No. The card is restricted to purchases within the U.S. & D.C.
What if my purchase costs more than the balance?
Ask the cashier for a split payment: apply the gift-card balance first, then pay the rest with another method.
Will the card work with Target+ (marketplace) sellers?
Yes, as long as checkout happens on Target.com.
Can I use the card for Shipt same-day delivery?
Yes – add it in the Shipt wallet just like a credit card.
Can I send a Target e-Gift Card by SMS?
Yes – pick “Mobile Delivery” at checkout on Target.com.
How do I remove the card from Apple Wallet?
Wallet App → Card → “…” → Remove This Card. The balance remains valid.
Can I rename my card inside Target Wallet?
Target App → Wallet → My Cards → select card → Edit → add a nickname.
We hope that we were able to answer all of your questions with these FAQs. If there are any residual doubts, feel free to get in touch with the customer support team of MyBalanceNow.
